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Free 3D Tours from now until April 30th, 2016 List your home with me between now and April 30th, 2016 and I will have a 3D Virtual Tour created for your home for FREE. These amazing tours allow buyers to navigate your home from room to room, floor to floor, giving them an amazing experience and an unprecedented perspective on your home's floor plan. Click on the Doll House to check out an example 3D Tour Homeowners Reap Remodeling Benefits Whether Selling or Staying Click Here for a list of remodeling projects that bring the biggest bang for the buck and what projects are most likely to improve a homeowners impression of their home. Locally Made Stockings Christmas is almost here and these stockings are perfect for filling with goodies to give as a Christmas gift to a friend with a lot of sparkle!. These stockings are made locally here in Fishers Indiana, so you will be supporting a locally owned small business. They are being sold on Amazon via JJ Holmes. Check them out on Amazon by Clicking Here 6 Reasons Why a Housing Crash Is Not Likely Reprinted from RealtorMag - November 2015 The U.S. is nearing the 10-year anniversary of the 2006-2007 housing bubble. Should Americans be worried that history could repeat itself? After all, home prices have risen above the bubble era. Housing experts say there are many reasons why Americans should not be concerned about a housing crisis repeat anytime soon, including: 1. Fixed rate loans have become more common. Many Americans have refinanced to a fixed rate mortgage so when interest rates begin to rise, which is largely predicted to happen next month, there will not be as much shock with short-term Adjustable Rate Mortgages compared to the 2008 to 2009 era. In 2008 to 2009, many Americans had their ARMs reset and then could no longer afford their mortgage payments, which sent defaults skyrocketing. 2. Old distress is being flushed out through bank repossessions. Bank repossessions have recently reached the highest levels in more than two years. But the reason behind the climb has been attributed to banks who are flushing out old distress rather than adding more. 3. Foreclosures have fallen dramatically. Despite the uptick in bank repossessions, the number of loans in foreclosures is 2.1 percent. That marks the lowest level since 2007, according to the Mortgage Bankers Association. 4. First time buyer programs are bringing new buyers into the market. New programs to assist first time home buyers with a down payment are growing. The Federal Housing Administration this year moved to reduce its annual mortgage insurance premiums by up to $900 per year. That move alone has been predicted to help jump start home sales by up to 5.6 million, which would be the most since 2006. What is more, it could lure 140,000 new buyers to the market, according to the National Association of REALTORS. 5. The economy is strengthening. Over the past five years, the U.S. has added jobs at a steady rate, now replacing many of the jobs that had been lost during the recession. Also, the quality of jobs is improving as the economy strengthens. 6. New home construction remains dismal. The supply of existing homes for sale is lower today than it was in 2000, despite the population growing by more than 14 percent. Also, new single family starts remain 60 percent below the peak in 2006 and are about 25 percent below the average for the past 15 years. An oversupply of the homes on the market is not likely any time soon. Know someone that needs a new home? If so, check out these 4 beauties!

13789 Four Seasons Way Carmel, In 46032 $589,900 Stunning Executive Home on a fantastic lot with large common areas on the side and back giving you lots of privacy and space. Too many updates throughout the home to list them all. Over 7,000 SF finished living space. Unbelievable custom bar in finished lower level. Two fireplaces including one in the cozy Hearth Room off the large Gourmet Kitchen. Wood floors throughout first level. Main floor Master Suite with two walk-in closets. Extra Wide Staircases. Shows like a model home, a must see!

11473 Full Moon Ct. Noblesville, In 46060 $345,000 Incredible price and opportunity to own custom built home on a quiet cul-de-sac with wooded common area behind. Tons of square footage with bonus area finished on 3rd level. In-law suite on main level. Updated kitchen with granite and SS appliances. Updates incl. carpeting, hardwoods, HVAC, water heater, invisible fence, int./ext. paint. Garage has vaulted ceiling w/mounted basketball hoop. Walking trails, ponds and 19 acre nature area in neighborhood. Full bsmt ready to finish. Motivated sellers!

11448 Full Moon Ct. Noblesville, In 46060 $562,900 Vacation year round. This custom built brick 5/6 bedroom home sits on one of the best lots in this prestigious neighborhood. Located on a quiet cul-de-sac, this home has a park like private back yard with rolling wooded terrain behind it. Enjoy your 36/18 BG pool and walk out basement. Over 5,000 finished SF, Gourmet SS Kitchen, Solid Surface Counters, Plantation Shutters, Built-in’s and Soaring Ceilings. Finished lower level features rec/play room, wet bar, theater area and in-law quarters.

13890 Wildcat Drive Carmel, In 46033 $402,731 HIGHLY sought after WOODED home site with a Nature Preserve lot, unique to only a handful of homes in neighborhood. Popular Manchester floor plan features 4bd/3full and 2 half baths and many upgrades: crown molding, wainscoting, additional hardwoods, security system, enlarged driveway, 3 car side load garage and large deck. Fantastic kitchen includes SS appliances, granite counters, tile backsplash, walk-in pantry, gas cooktop and double ovens. Don’t miss out on this backyard oasis.

Bradley Thomas Gough Associate Broker Coldwell Banker Kaiser 12401 Old Meridian Street Carmel, In 46032 Mobile (317) 590-3571 Office (317) 844-1131 unsubscribe me from this list