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Your Metropolitan Indianapolis Residential Real Estate Expert
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Helping You Celebrate Life's Great Moments
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Contact Brad Gough
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(317) 590-3571
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brad@btgough.com
Coldwell Banker Kaiser's Office
(317) 844-1131
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Helping You Celebrate Life's Great Moments
12401 Old Meridian Street
Carmel, In 46032
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(317) 844-1131
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(317) 590-3571
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Tax Rate Chart - Hamilton County
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Helping You Celebrate Life's Great Moments
12401 Old Meridian Street
Carmel, In 46032
Office
(317) 844-1131
Mobile
(317) 590-3571
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Coldwell Banker Stats
Coldwell Banker International Key Stats
12401 Old Meridian Street
Carmel, In 46032
Office
(317) 844-1131
Mobile
(317) 590-3571
Drone Aerial Videos of Previous Listings
Aerial Views of Listings
Click any photo below to watch examples of aerial videos that our team produced to enhance a home's marketing online.
9158 Nautical Watch Drive - Indianapolis
1236 Alderly Road - Indianapolis
236 E. North Street - Westfield
1341 Winfield Way - Greenwood
3518 S. Fallow Trail - New Palestine
554 Cedar Lake Court - Carmel
14438 Livingston Lane - Carmel
4714 Pennington Ct. - Indianapolis
1211 Switchback Ct. - Greenwood
6016 Crestview Ave - Broad Ripple
8121 Foxchase Drive - Geist Area
13837 Sunnyvale Lane - Carmel
955 Cherry Tree Lane - Greenwood
12401 Old Meridian Street
Carmel, In 46032
Office
(317) 844-1131
Mobile
(317) 590-3571
Virtual Staging Examples
Virtual Staging Examples
Check out the examples of virtual staging below. If your home is vacant when it is being sold we can enhance the professional photos online using virtual staging to help prospective buyers envision what the spaces could look like with furniture.
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12401 Old Meridian Street
Carmel, In 46032
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(317) 844-1131
Mobile
(317) 590-3571
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Helping You Celebrate Life's Great Moments
12401 Old Meridian Street
Carmel, In 46032
Office
(317) 844-1131
Mobile
(317) 590-3571
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Hamilton County Trails
Carmel Trails
Noblesville Trails
Fishers Trails
Westfield Trails
Hamilton County Trail Guide
Monon Trail Guide
White River Greenway Trail Guide
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Brad Gough
Associate Broker
(317) 590-3571
Premier Custom Neighborhoods
Chatham Hills - Westfield
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Jackson's Grant - Carmel
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Sagamore Club - Noblesville
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Bridgewater Club - Carmel
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Lost Run Farm - Zionsville
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Laurel Ridge - Carmel
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The Village of West Clay - Carmel
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Helping You Celebrate Life's Great Moments
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Builders
There is certainly something to be said for purchasing an existing home when you consider that you can possibly pay less, get more square footage and get a neighborhood with larger lots, trees and more mature landscaping. However, with new construction you can get lifestyle designed floor plans that are more current and open with many of the updates you want now without having to wait until you have the time and money to make the updates later. Newer homes are typically more energy efficient and of course you start off with all new of the major expense items such as roof, HVAC etc. I have worked with most of the better production and custom builders in the Indianapolis area and have provided links to a list of them below.
Production Builders
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Custom Builders
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Helping You Celebrate Life's Great Moments
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Production Builders
Find a Builder using BAGI
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Arbor Homes
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Beazer Homes
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David Weekley Homes
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Davis Homes
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Drees Homes
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DR Horton
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Estridge
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Fischer Homes
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Gradison Design Build
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Lennar
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Lombardo Homes
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McKenzie Collection
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M/I Homes
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Olthof Homes
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Pulte Homes
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Pyatt Builders
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Ryan Homes
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Silverthorne Homes
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Helping You Celebrate Life's Great Moments
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Custom Builders
Find a Builder using BAGI
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Arthur Rutenberg Homes
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Becley Building Group
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Bedrock Builders
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Carrington Homes
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Christopher Scott Homes
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Coronado Custom Homes
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D.B. Klain Builders
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Demerly Architects
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Drees Homes - Build On Your Lot
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Executive Homes
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G&G Custom Homes
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Gollner Homes
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Gradison Design Build
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Homes by Design
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Homes by Rex Brown
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Hoss Homes
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IndySmartHouse
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Kent Shaffer Homes
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Langston Development
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McKenzie Collection
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Old Town Design Group
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Randy Shaffer Custom Homes
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Scott B. Campbell Custom Homes
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Sigma Builders
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Viewegh & Associates
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Wedgewood Building Company
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White Oak Homes
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Williams Custom Art Builders
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Woodstock Custom Homes
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Helping You Celebrate Life's Great Moments
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Schools
School and Corporation Reports
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Indiana Department of Education
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Indiana School Districts Map
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School Corporation Websites
Avon
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Brownsburg
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Carmel
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Center Grove
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Danville
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Decatur Township
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Fishers (Hamilton Southeastern)
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Franklin Township
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Greenwood
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Indianapolis Public Schools
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Lawrence Township
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Mooresville
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Mt. Vernon
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Noblesville
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Perry Township
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Pike Township
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Plainfield
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Southern Hancock
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Speedway
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Warren Township
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Washington Township
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Wayne Township
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Westfield
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Whiteland
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Zionsville
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Helping You Celebrate Life's Great Moments
Helping You Celebrate Life's Great Moments
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Lenders
The list below represents a few good and reputable lenders that my clients have used in the past and had a very positive experience with.
Atlantic Union Bank - Misi Johnson
Business: (317) 203-4460
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Mobile: (317) 640-2778
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Email: misi.johnson@atlanticunionbank.com
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Elements Financial - Kristi Mars
Business: (317) 276-8445
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Email: kmars@elements.org
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Citizens One Home Loans - Albert Gonzalez
Business: (317) 581-6322
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Mobile: (317) 605-3383
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Email: albert.gonzalez@citizensone.com
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Website: https://agonzalez-citizens.mortgagewebcenter.com
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Bailey and Wood - Jason Kenny
Business: (317) 214-8080
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Fairway Mortgage - Bryant Gatz
Business: (317) 731-4760
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Email: teamgatz@fairwaymc.com
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Other Mortgage Information
Down Payment Resource
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Consumer Financial Protection Bureau
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Your Home Loan Toolkit
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Loan Estimate Explainer
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Closing Disclosure Explainer
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Condos Approved for VA Loans
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Benefits of being Pre-Approved
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Mortgage Payment Amortization Chart
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Helping You Celebrate Life's Great Moments
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Home Inspection Companies
The list below represents a few good and reputable home inspection companies that my clients have used in the past and had a very positive experience with.
Buyers Protection Group (ask for Mike Farrell)
Business: (800) 285-3001
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Web Site
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Security Home Inspections
Business: (317) 848-1744
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Web Site
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Cornerstone Home Inspection
Business: (317) 815-9497
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Web Site
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House Master
Business: (317) 844-6873
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Web Site
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Pillar To Post
Business: (317) 663-3186
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Web Site
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US Inspect
Business: (317) 225-4651
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Web Site
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Home Systems Life Expectancy
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Talon Property Inspections
Business: (317) 987-3003
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Web Site
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Chapman Property Inspections
Business: (317) 984-3072
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Aardvark Home Inspections
Business: (260) 602-2427
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Web Site
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Home Team Inspection Service
Business: (317) 577-1100
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Web Site
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Premium Inspection Services
Business: (317) 536-8369
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Web Site
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Helping You Celebrate Life's Great Moments
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Home Warranty Companies
The list below represents a few good and reputable home warranty companies that my clients have used in the past and had a very positive experience with.
Home Warranty of America (HWA) - Mark Phillips
Business: (317) 801-2736
Click Here
Email: mark.phillips2@hwahomewarranty.com
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Web Site
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Choice Home Warranty - Lauren Kren
Business: (317) 619-7790
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Email: lkren@chwpro.com
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Web Site
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HSA Home Warranty - Angela Tevebaugh
Business: (877) 720-0988
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Email: angela.tevebaugh@onlinehsa.com
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Web Site
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2-10 Home Buyers Warranty - Steve Salerno
Email: ssalerno@2-10.com
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Web Site
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American Home Shield - Darla Hall
Business: (317) 522-3291
Click Here
Email: darla.hall@ahs.com
Click Here
Web Site
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Helping You Celebrate Life's Great Moments
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Title Companies
The list below represents a few good and reputable title companies that my clients have used in the past and had a very positive experience with.
Meridian Title
Carmel Office: (317) 566-9520
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Website
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Centurion Land Title
Carmel Office: (260) 888-4679
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Website
Click Here
Fidelity Title
Carmel Office: (317) 844-6496
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Website
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Stewart Title
91st & Meridian Office: (317) 818-2400
Click Here
Website
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Chicago Title
Fishers Office: (317) 570-8607
Click Here
Website
Click Here
Near North Title Group
Carmel Office: (317) 805-7022
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Website
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What Are Title Commitments?
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Where to File Exemptions
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Forms of Co-Ownership Interest
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6 Basic Steps at Closing
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Tips For a Smooth Closing
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Wire Fraud Advisory
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Helping You Celebrate Life's Great Moments
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April 2022 - Update on the Spring Market
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March 2021 - What Will Happen to Home Prices in 2021?
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January 2021 - Winter Buyer and Seller Guides
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December 2020 - Pantone Color(s) Of The Year 2021
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December 2020 - Property Tax Reminder
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November 2020 - Housing Market Status
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October 2020 - CB Supports St. Jude
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September 2020 - Floodplain vs Floodway
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August 2020 - Pre-Qualification versus Pre-Approval
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July 2020 - Is Now The Time to Refinance?
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June 2020 - Dessert Hummus is a Thing
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April 2020 - Understanding Types of Property Surveys
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April 2020 - 16 Tips and Tricks For Starting a Home Vegetable Garden
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April 2020 - The Housing Market Is Poised To Recover Quickly
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April 2020 - What You Can Do To Get Your Home Ready To Sell
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April 2020 - Go online with the home buying/selling process
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April 2020 - Will Surging Unemployment Crush Home Sales?
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April 2020 - My Updated Contacted Info
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March 2020 - Are We Headed for Another Housing Crisis?
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March 2020 - 10 Steps to Buying a Home
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February 2020 - Indianas Tenderloin Trail
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January 2020 - Design Trends for the 2020s
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January 2020 - Where is the Market Headed in 2020
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December 2019 - White River Vision Plan
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November 2019 - Fishers Test Kitchen Opens Soon
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October 2019 - Designers Share Their Favorite Light Gray Paints
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September 2019 - Reminder To File Homestead Exemption
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August 2019 - Existing Homes Sales Point to A Good Time to Sell
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June 2019 - Making a 1955 Ranch House a Forever Home
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May 2019 - Homebuyers Should Not Worry About 2008 All Over Again
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April 2019 - 7 Things To Avoid After Applying for a Mortgage
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March 2019 - Why A Normal Market Is Just What We Need
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February 2019 - Market Outlook
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January 2019 - Eight Design Trends for 2019
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December 2018 - Holiday Decorating Tips
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November 2018 - Thanksgiving Recipes
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November 2018 - Homes for Dogs Project
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October 2018 - Homes Prices: The Difference 5 Years Makes
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September 2018 - Homes Prices Up 6.49% Across The Country!
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August 2018 - The State of the Indiana Housing Market 2018
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July 2018 - Indy rooftop bars and restaurants will help you live your best summer
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June 2018 - Deducting Home Equity Interest Under the Tax Cuts and Jobs Act
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June 2018 - Simplify Your Life with a Tiny House
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May 2018 - Home Inspections: What To Expect
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April 2018 - Housing Update
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April 2018 - What is Private Mortgage Insurance?
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April 2018 - Home Systems Life Expectancy
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April 2018 - Home Prices: The Difference 5 Years Makes
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March 2018 - Understanding Different Types of Surveys
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March 2018 - Mortgage Rates and Home Sales
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March 2018 - The Housing Market Will Soon Spring Forward
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February 2018 - What Impact Will the New Tax Code Have on Home Values?
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January 2018 - The Real Reason Home Prices are Increasing
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December 2017 - 7 Reasons to List Your Home This Holiday Season
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Halloween 2017 - 13 Halloween Desserts To Die For
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November 2017 - When Does the Full Down Payment on a House Need to Be Made?
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October 2017 - How Supply and Demand Effects Home Values
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September 2017 - A Dog Owners Guide to House Hunting
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August 2017 - Devour Indy
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July 2017 - Trail Maps in Hamilton County
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June 2017 - Top Renovations for Maximum ROI
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May 2017 - Is the Current Pace of Residential Home Sales Maintainable?
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April 2017 - Buyer activity is easily outpacing seller activity
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March 2017 - 5 Reasons to Sell Before Spring!
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February 2017 - 3 Tips for Making Your Dream of Buying a Home Come True
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January 2017 - Where Are Americans Moving?
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December 2016 - Home Prices Over The Last Year
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November 2016 - 6 Basic Steps at Closing
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October 2016 - Understanding Types of Property Surveys
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July 2016 - 11 Designer-Approved Paint Colors
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Helping You Celebrate Life's Great Moments
buyers page title
BUYERS
- Finding the Right Home
Buying a home is a complicated process and you need a professional to help guide you through the various steps. Our team is here to help you and we will ensure you understand everything that needs to be done to make for a smooth and enjoyable experience. After all, purchasing a home is likely to be the most expensive investment you make throughout your lifetime and
Your Home Expert Team
is here to help you celebrate this great life moment every step of the way!
Get Preapproved for a Loan
It is important to know how much you can and want to afford in a monthly payment. You should have a mortgage pre-approval letter drafted by your lender prior to beginning the home search. This letter will be submitted with your offer on a home. I can refer lenders to you if you do not already have one.
Make a Dream Home Checklist
Factors to consider are price, location, must haves and should haves, schools, square footage, bedrooms, bathrooms, style of home etc. You may also want to consider building new rather than buying existing and we can help you with that as well. We have helped many clients with the entire process of building from selecting a builder and lot to the details of picking out floor plans and finishings.
Preview Homes Online
I will set up an automated search for you based on your criteria. You will be able to weed out certain homes online and we will be able to refine your criteria. The portal I set up for you will help you organize your search to make this process easier.
View Homes in Person
I will schedule the showings for you, map out a route and schedule of homes to see based on your timeframes.
Sales Disclosure
Sellers are required to fill out a sales disclosure. I will review the sales disclosure with you to insure there is nothing marked wrong with the home that would affect your desire to purchase the home or affect the price. We will submit a signed copy of the sales disclosure with an offer if one is made.
Make an Offer on a Home
I will prepare a market analysis by researching property values, studying recently sold properties, analyzing expired listings and reviewing homes currently on the market. I will draft a purchase agreement for you to submit to the sellers.
Earnest Money Check
Typically, earnest money is around 1% of the sales price of the home. I will submit a copy of your earnest money check made out to the listing agency with the purchase agreement. Once the offer is accepted, we have 2 business days to deliver the check to the listing agencies office. This money is refundable to you if we do not close on the home due to circumstances such as unresolved inspection issues, issues with your financing etc.
Home Inspection
Once we have an accepted offer, I will help you schedule a home inspection. I can help recommend inspection companies to you. I have several listed on my web site for your reference.
Inspection Response
Based on the Inspection Report produced by the Inspection Company, I will help you draft an inspection response to submit to the sellers in order to fix any items you deem necessary to fix from the report. If there are major items on the report that cannot be resolved (mold, foundation problems etc.) then you can still back out of this deal.
Covenants & Restrictions
The purchase agreement defines how many days the seller has to get you a copy of the neighborhoods covenants and restrictions. You will have an opportunity to review this to insure there are no restrictions that are objectionable to you and can still back out of this deal if you respond within the timeframe defined in the purchase agreement.
Home Insurance
The purchase agreement defines how many days the seller has to secure a home insurance policy for the home and it must be paid for in advance of closing on the home. I can help recommend home insurance companies to you. Your insurance agent can help check to see if there has ever been any major claims submitted for the home. I maintain a list of insurance agents I work with on a regular basis on my web site.
Appraisal
Your lender will schedule an appraisal of the home once we have an accepted offer. The home must appraise for at least as much as the purchase price, otherwise adjustments to the sale price will need to be made by either the buyer or seller to make the deal work.
Title Insurance
Once we have an accepted offer on your home, I will send the purchase agreement to a title company that either you or the seller has selected based on how the purchase agreement was written. Typically, the buyer selects the title company and I can recommend several reputable title companies to you. The title company will work with your lender to prepare all documents needed to close the home. I maintain a list of title companies I work with on a regular basis on my web site.
Home Warranty
If we decided to ask the sellers to provide you with a home warranty for the home you are buying, then I will order the home warranty for you through the title company. This cost is typically a seller cost and is defined in the purchase agreement. The cost will be reflected on the closing (HUD) statement.
Re-inspection
The inspection companies typically offer a service to have the home re-inspected prior to closing to insure the seller has had all items fixed correctly. I usually recommend that you schedule this about a week before closing just in case we need to ask the seller to redo or fix something properly.
HUD Statement
The closing statement (HUD) is prepared by the title company and is typically sent out to you three days before closing. I will review and explain the statement to you. Any money required from you at closing that is above $10,000 will need to be wired from your bank to the title company. I will provide you with wiring instructions to provide to your bank.
Utilities
Usually, you will want to switch the utilities of the home you are buying to be in your name as of day of closing. I can provide you with a list of the utility company names to call prior to closing.
Final Walk Thru
Sometimes buyers desire to have a final walk through of the home the morning of closing. If you would like to do this, I will schedule it for the morning of closing. It is one last chance for you to make sure that nothing has happened to the home that would impact the closing, i.e. basement flooding.
Closing
The title company handles the closing and typically the closing will be held at their office. You will need a copy of your driver’s license, make sure it is not expired. If the money you need to bring to closing is less than $10,000 then you can bring a certified check made out to the title company. Closing is typically scheduled to be roughly 30-45 days after purchase agreement acceptance. Possession is typically day of closing, but this can be negotiable. The purchase agreement defines when possession occurs.
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Helping You Celebrate Life's Great Moments
sellers page title
SELLERS
- Innovative Tools To Get Your Home Sold!
My goal is to completely understand your needs and help you navigate the selling process. I have lived in the Metropolitan Indianapolis area my entire life. I have over fifteen years experience in helping buyers and sellers and over 108 Million in
Career Sales Volume
I have over twenty years of computer technology experience. My experience in the computer industry has given me a distinct advantage in helping my clients capitalize on the technologies available in the real estate industry. My promise to you is that I will continually look for innovative ways to leverage technology to help you to sell your home more quickly!
A sampling of the technologies that I incorporate into my Digital Marketing Plan to help sell your home include:
3D Virtual Tours
Aerial Views of Your Home
Personalized Web Site For Your Home
Social Media Marketing
I will develop a marketing plan to maximize the exposure your home gets on social media sites such as Facebook. I will pay to boost my ad's on those sites to increase the opportunity your home will be seen by thousands of potential buyers.
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Helping You Celebrate Life's Great Moments